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Articles and ideas to help you be financially savvy

Popular searches:  investing    mortgages    401(k)

How Do I Budget? 

How Do I Budget? 

I get it—budgeting can be difficult, but it’s the baseline for financial health. Budgeting is the art of telling your money where to go. If your financial picture looks bleak, chances are you haven’t been actively budgeting. Below are a few ways to start stepping in...

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Do Claims Increase My Insurance Payments?

No one insurance agent can say exactly how a claim will impact insurance payments. However, I can help you make a more informed decision by providing some insight into how insurance companies think. Before we dig into how insurance companies think, let’s look at how...

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How Long Does It Take to Close a Mortgage?

Buying a house is something most people dream of accomplishing in life. It is also one of the largest purchases most will make. It is both exhilarating and slightly nerve racking. If you have a desire to purchase a house, you have most likely asked, "how long does it...

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What is the difference between a broker and advisor?

When searching for an investment professional, you will come across many job titles: financial advisors, wealth managers, financial planners, and investment advisors. To simplify, let’s compare the two main camps advisors fall into—brokers and investment advisors. A...

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How Financial Advisors Are Paid

If you love awkward situations, ask your financial advisor how he or she is paid. A typical response involves some trepidation, rambling about value being more important than fees, and usually ends with you receiving a mutual fund prospectus. However, we tell you...

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What Is a Fiduciary?

Looking for the right financial advisor can be daunting. At Stewardship Financial, we want to make this process easier and more comfortable for each of our customers. One of the best ways we do this is by highlighting something we feel is highly important: being a...

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How Insurance Agents Get Paid

Most agency commissions are 8 to 16 percent of your insurance payment. The amount you pay for insurance directly affects how much your agent is paid. Let’s break this down: if your car insurance cost $1000 for 12 months’ worth of coverage, the agency that sold you the...

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Do I Need Disability Insurance?

If you’re like most people, you don’t think you need disability insurance. Life insurance, sure—this has been ingrained into us by our parents, financial advisors, insurance marketers, and your benefits specialist at work. But what if I told you that disability...

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3 Tips to Dominate Your Budget

Budgeting is the foundation of financial planning. Many people are in a financial mess because of the simple fact they are spending more than they make. Here are a few tips that will help you regain control of your budget and allow you to start dominating it. Tip 1:...

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