Do Claims Increase My Insurance Payments?

Do Claims Increase My Insurance Payments?

No one insurance agent can say exactly how a claim will impact insurance payments. However, I can help you make a more informed decision by providing some insight into how insurance companies think. Before we dig into how insurance companies think, let’s look at how...
How Insurance Agents Get Paid

How Insurance Agents Get Paid

Most agency commissions are 8 to 16 percent of your insurance payment. The amount you pay for insurance directly affects how much your agent is paid. Let’s break this down: if your car insurance cost $1000 for 12 months’ worth of coverage, the agency that sold you the...
Do I Need Disability Insurance?

Do I Need Disability Insurance?

If you’re like most people, you don’t think you need disability insurance. Life insurance, sure—this has been ingrained into us by our parents, financial advisors, insurance marketers, and your benefits specialist at work. But what if I told you that disability...