What is an Umbrella Policy?

What is an Umbrella Policy?

A personal umbrella insurance policy or umbrella policy is an extra layer of liability insurance over and above your current policies. It pays when you are legally obligated and financially responsible for damages that exceed your policy limits. It is one of the most...
Can I Let Other People Drive My Car?

Can I Let Other People Drive My Car?

The answer to this question depends on a couple factors: Does this person want to drive the car for a one-time or temporary use? Is the potential borrower an individual (non-spouse/child) who lives in your household or has regular access to your car?  One-Time or...