by Grant Botma | Jul 10, 2018 | Investing, Personal Finance |
When I was in junior high, my parents divorced. Shortly after, my father was incarcerated. As a result, my mother—without a degree or marketable job skills—was forced to provide for seven children on a very limited income. Times were extremely tough. How did she make...
by Jeremy Sharp | Jul 3, 2018 | Investing, Mortgage, Personal Finance |
Once you have successfully started saving 15% for retirement and have begun saving for your kid’s college education, you are in the home stretch of completing the baby steps. Baby Step 6 is paying off your home early. The benefits of having a home paid off in pre and...
by Jake Norton | Jun 26, 2018 | Investing, Personal Finance |
By this time, you should have completed Baby Steps 1 through 4 in Dave Ramsey’s Baby Steps: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball Save 3-6 months of expenses for emergencies Invest 15% of your household income into Roth IRA’s and...
by Jeremy Sharp | Jun 19, 2018 | Investing, Personal Finance |
Once you’ve completed Baby Step 3—saving three to six months of expenses for emergencies—you can dive into your next Baby Step! Your debt has been eliminated, your cash flow is positive and you have an emergency fund. You are free to save at least 15% to retirement...
by Jake Norton | Jun 12, 2018 | Investing, Personal Finance |
Step 3 in Dave Ramsey’s Baby Steps is to save three to six months of expenses for emergencies. This step is to be tackled after you’ve completed Baby Steps 1 and 2: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball By this time, you’ve...
by Jeremy Sharp | Jun 6, 2018 | Investing, Personal Finance |
Dave Ramsey’s seven baby steps are a foolproof way to stop bad habits, start budgeting, get out of debt, and build wealth. As mentioned in a here, the first baby step is to save $1000 to prevent you from going into debt. The second baby step is to start aggressively...
