What is a Will and a Trust?
If you’re like most people, you want your family to be protected if something should happen to you. Most know some type of estate planning documents are needed, but many [...]
Financial Hacks for the Self-Employed
Self-employment can be rewarding. It can give flexibility in schedule, unlimited earning potential, and the ability to create the business you want. There are a few things you can put [...]
Budgeting Advice for Newlyweds
When two people get married, there is a time of adjustment—a new “normal” must be created as you work together to unite your households. There’re obvious adjustments like figuring out [...]
Dave Ramsey’s Seven Baby Steps: Step Seven
When I was in junior high, my parents divorced. Shortly after, my father was incarcerated. As a result, my mother—without a degree or marketable job skills—was forced to provide for [...]
Dave Ramsey’s Seven Baby Steps: Step Six
Once you have successfully started saving 15% for retirement and have begun saving for your kid’s college education, you are in the home stretch of completing the baby steps. Baby [...]
Dave Ramsey’s Seven Baby Steps: Step Five
By this time, you should have completed Baby Steps 1 through 4 in Dave Ramsey’s Baby Steps: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball Save [...]
Dave Ramsey’s Seven Baby Steps: Step Four
Once you’ve completed Baby Step 3—saving three to six months of expenses for emergencies—you can dive into your next Baby Step! Your debt has been eliminated, your cash flow is [...]
Dave Ramsey’s Seven Baby Steps: Step Three
Step 3 in Dave Ramsey’s Baby Steps is to save three to six months of expenses for emergencies. This step is to be tackled after you’ve completed Baby Steps 1 [...]
Dave Ramsey’s Seven Baby Steps: Step Two
Dave Ramsey’s seven baby steps are a foolproof way to stop bad habits, start budgeting, get out of debt, and build wealth. As mentioned in a here, the first baby [...]
Dave Ramsey’s Seven Baby Steps: Step One
Dave Ramsey is a nationally syndicated radio host, New York Times best-selling author, and financial guru. Part of what has made him so famous is his “7 Baby Steps.” These [...]
