Renovation Home Loans

Renovation Home Loans

Thanks to Chip and Joanna Gaines, many people wonder if performing a property “flip” is suitable for them. Because of this, we get numerous questions about renovation loans. Though it looks pretty simple thanks to HGTV and their great editing team, renovation loans...
The Closing Disclosure (CD)

The Closing Disclosure (CD)

The Consumer Finance Protection Bureau defines the Closing Disclosure (CD) as “A five-page form that provides final details about the mortgage loan you have selected.” Though an accurate generalization, there are additional details and instructions to accompany this...
Should I Refinance My Mortgage?

Should I Refinance My Mortgage?

The amount of advertisements focused on getting you to refinance your mortgage is staggering. Refinance transactions can be very profitable for the companies that execute them, but does that mean it’s best for you? The following list can be used to help determine if...
Mortgage Fees Explained

Mortgage Fees Explained

Many mortgage companies offer “no cost loans.” But as mentioned before, a true no cost loan doesn’t exist. The mortgage company and people who spend months of work to close the loan increase an interest rate to receive their compensation. If you choose to get the...
Choosing a Realtor (Who Should Sell My House?)

Choosing a Realtor (Who Should Sell My House?)

When buying or selling a home, you’re faced with some tough decisions. Questions you might find yourself debating include:
 Should I use a realtor, a tech company, or do it myself? If I use a realtor, who should I choose? How can I make sure I get the most for my...
Can You Trust Them?

Can You Trust Them?

A mortgage is a huge deal—one of the biggest purchases most people will ever make. Because of this, you’ll want to be sure the company you choose to work with is trustworthy. But, how can you tell? Are they genuinely looking to do what is best for you? Here is one way...