Do’s and Don’ts of Buying a House

Do’s and Don’ts of Buying a House

You may have heard horror stories from people who have been through the mortgage process. In reality, obtaining a mortgage can be complicated. Below are some things to do and not do to help ensure those complications don’t create a bad experience for you. DO NOT...
Renovation Home Loans

Renovation Home Loans

Thanks to Chip and Joanna Gaines, many people wonder if performing a property “flip” is suitable for them. Because of this, we get numerous questions about renovation loans. Though it looks pretty simple thanks to HGTV and their great editing team, renovation loans...
The Closing Disclosure (CD)

The Closing Disclosure (CD)

The Consumer Finance Protection Bureau defines the Closing Disclosure (CD) as “A five-page form that provides final details about the mortgage loan you have selected.” Though an accurate generalization, there are additional details and instructions to accompany this...
Should I Refinance My Mortgage?

Should I Refinance My Mortgage?

The amount of advertisements focused on getting you to refinance your mortgage is staggering. Refinance transactions can be very profitable for the companies that execute them, but does that mean it’s best for you? The following list can be used to help determine if...
Mortgage Fees Explained

Mortgage Fees Explained

Many mortgage companies offer “no cost loans.” But as mentioned before, a true no cost loan doesn’t exist. The mortgage company and people who spend months of work to close the loan increase an interest rate to receive their compensation. If you choose to get the...