What is a Conventional Mortgage?

By | 2018-07-24T17:24:50+00:00 July 24th, 2018|

Let’s be honest—the word “mortgage” is intimidating. Adding the word “conventional” just makes it confusing. What exactly is a conventional mortgage? Aren’t all mortgages the same? Allow me to shed [...]

Renovation Home Loans

By | 2018-04-19T14:06:29+00:00 April 6th, 2018|

Thanks to Chip and Joanna Gaines, many people wonder if performing a property “flip” is suitable for them. Because of this, we get numerous questions about renovation loans. Though it [...]

The Closing Disclosure (CD)

By | 2018-04-06T16:43:46+00:00 April 6th, 2018|

The Consumer Finance Protection Bureau defines the Closing Disclosure (CD) as “A five-page form that provides final details about the mortgage loan you have selected.” Though an accurate generalization, there [...]

Should I Refinance My Mortgage?

By | 2018-04-06T16:43:27+00:00 April 6th, 2018|

The amount of advertisements focused on getting you to refinance your mortgage is staggering. Refinance transactions can be very profitable for the companies that execute them, but does that mean [...]

Mortgage Fees Explained

By | 2018-04-06T16:43:13+00:00 April 6th, 2018|

Many mortgage companies offer “no cost loans.” But as mentioned before, a true no cost loan doesn’t exist. The mortgage company and people who spend months of work to close [...]